JOEL MISTRETTA | Clearwater Beach Real Estate, Seminole Real Estate, Clearwater Real Estate


For many individuals, the homebuying journey often begins with getting pre-approved for a mortgage. Because if a buyer has a mortgage, he or she can enter the real estate market with a budget in hand.

Ultimately, there are many signs that now may be the perfect time to apply for a mortgage, and these include:

1. You're ready to upgrade from an apartment to a home.

If you're tired of paying monthly rent for an apartment, purchasing a house offers a viable alternative. And if you get pre-approved for a mortgage, you can move one step closer to moving from an apartment to a house.

In most instances, a home offers a significant upgrade over an apartment. Many residences are available in cities and towns nationwide that offer more space than apartments. Plus, as a homeowner, you won't have to worry about dealing with a landlord.

2. You feel good about your credit score.

If you have a strong credit score, you likely are a great candidate for a mortgage. In fact, you may be better equipped than others to get a favorable interest rate on the mortgage of your choice.

Understanding your credit score is a key part of the homebuying journey. You can request a free copy of your credit report annually from each of the three credit reporting bureaus (Equifax, Experian and TransUnion). Then, once you find out your credit score, you can determine whether you are in good shape to pursue a mortgage.

3. A buyer's market is in place.

In a buyer's market, there usually is an abundance of top-notch houses and a shortage of buyers. This means a homebuyer may be able to get a wonderful deal on a house, especially if he or she performs a comprehensive house search.

To find out whether a buyer's market is in place, you should check out the prices of recently sold houses in your area. Also, you may want to find out how long recently sold houses were listed before they sold. By reviewing this housing market data, you can differentiate a buyer's market from a seller's market and decide whether now is the right time to apply for a mortgage.

If you're interested in getting a mortgage and starting a house search, you may want to hire a real estate agent too. Because if you have a real estate agent at your side, you can receive extensive support at each stage of the property buying journey.

A real estate agent will teach you everything you need to know about pursuing a house. He or she will offer insights into the local housing market and ensure that you can conduct a successful house search. And if you ever have concerns or questions along the way, a real estate agent is ready to respond to them.

Want to launch a home search? Get pre-approved for a mortgage, and you can take the first step to acquire your ideal residence.


3707 N 12TH ST, TAMPA, FL 33603  

Residential
$149,900
Price
3
Bedrooms
1
Baths
Charming 3 bedroom 1 bathroom home featuring an updated kitchen, new bathroom, refinished floors and stunning views of Regan Park Lake in your back yard! This updated home is move in ready, with a large kitchen, oversized living room area, an indoor laundry, and a charming front porch all with fresh paint on the entire interior and exterior. This home sits on a large lot with, a great backyard and a long driveway with plenty of space for RV and boat parking ... Entertain family and friends with a lake view, adjacent to Regan park and community center around the corner! Located in the middle of Seminole Heights, close to a handful of magnet schools, interstate, shopping, entertainment, and more… this is a great opportunity! Call us today to schedule your appointment to see this home! All room measurements are to be verified by buyer.


We’ve all seen the way landscaping and decorating trends can sweep through a neighborhood. Some are practical, like planting drought-resistant vegetation. Others are purely aesthetic choices.

In this article, we’re going to break down some of the latest trends in landscaping. Who knows, you might be inspired to get out and revamp your front or backyard with one of these ideas. Read on for some of the latest and greatest landscaping techniques for your home.

Landscaping you can eat

One trend that is making a comeback is growing herbs and vegetables. We’re not talking about a backyard garden in a chicken wire fence (although those are great, too!)--what we’re referring to is planting herbs and colorful lettuces right in your front yard. Well-placed plants look natural and can save you money at the grocery store at the same time. Just make sure they’re planted in soil appropriate for growing vegetables.

Similarly, many people are rediscovering the native fruit trees, bushes, and vines of their area. Adding these items to your yard will give you something sweet to eat and also a sense of pride in your region. So, find out which fruits and vegetables grow well in your area and find some to compliment your yard.

Drought resistance

We’ve all seen the headlines. Climate change is upon us, and water shortage is one of the chief long term concerns. To save water and keep the front yard looking manicured, many people are turning to vegetation that can resist long periods of time without water.

There are drought tolerant plants in almost every family of flora. From flowers to shrubs and even grass. However, many homeowners in areas warm areas prone to drought are opting out of grass completely in favor of stone pathways lined with hardy, yet beautiful, cacti.

Actually comfortable outdoor seating

The days of uncomfortable plastic and metal chairs are numbered. Waterproof outdoor seating has improved immensely in the last few years and a greater number of people taking advantage of it.

Another indoor comfort that is taking root outdoors is the use of varied lighting techniques and colors to create different moods, be it calm or whimsical.

Let it grow

Many homeowners, fed up with having to mow their lawn every weekend instead of spending it relaxing, are opting to let their grass grow out. Planting shade-giving trees, incorporating natural boulders, and creating stone walkways give a wild, but pleasant feeling reminiscent of an English garden.

Where there is grass, it is often left to grow to “meadow” length to complement the natural feeling of the rest of the yard. Planning out such a yard, however, takes time, or you could end up with a backyard that looks like it just hasn’t been taken care of.


What are your favorite backyard landscaping trends?


For a home seller who wants to maximize his or her house sale earnings, it may be beneficial to invest in property improvements. In fact, there are many reasons why now may be a good time to perform property upgrades. These reasons include:

1. You can make your house an attractive option to prospective buyers.

As a home seller, it is important to do everything possible to help your house stand out to potential buyers. If you dedicate time and resources to perform property improvements, you could make your home an attractive option to buyers. And as a result, you may be able to speed up the home selling journey.

When it comes to performing home improvements, it is important to remember that even minor upgrades can make a world of difference. Thus, if you start small with home improvement projects, you may be able to significantly enhance your residence.

2. You can differentiate your house from the competition.

Oftentimes, it can be tough for a home seller to differentiate his or her residence from comparable properties in the same city or town. If you conduct home improvements, however, you could distinguish your home from the pack.

New siding, a new roof or other home upgrades are sure to impress lots of prospective buyers. Therefore, if you invest in home improvements, you could make it easy for buyers to see exactly what your house has to offer. And if a buyer likes what he or she sees, this individual may be more inclined than ever before to submit an offer to purchase.

3. You can boost your house's value.

Home improvements enable you to upgrade your house's condition. As such, you could bolster the value of your home if you invest in property improvements today.

Ultimately, it may be helpful to conduct home improvements and receive a property appraisal before you list your residence. This may allow you to receive the best-possible appraisal for your house. Perhaps most important, with an appraisal report in hand, you can price your home competitively based on its age and condition.

As you prepare to enter the housing market, you may want to hire a real estate agent too. If you employ a real estate agent, you can receive extensive support throughout the property selling journey.

In most instances, a real estate agent can offer recommendations about potential home improvements. This housing market professional can help you prioritize home improvement projects and ensure you can make the most of the time and resources at your disposal.

A real estate agent also will respond to your home selling concerns and questions at any point during the property selling journey. Plus, he or she will host home showings and open house events and do whatever it takes to generate interest in your house.

Perform home improvements – you'll be glad you did. If you upgrade your residence both inside and outside, you could increase the likelihood of a fast, profitable house selling experience.


If you plan to submit an offer to purchase a home, there is no need to leave anything to chance. And in most instances, it is a good idea to put your best foot forward with your offer to purchase. That way, you can boost the likelihood of receiving an instant "Yes" from a seller and moving one step closer to acquiring your ideal residence.

Now, let's take a look at three tips to help you put together a competitive homebuying proposal.

1. Study the Housing Market

The current state of the housing market may impact the definition of a competitive offer to purchase. For instance, if the housing market favors buyers, you may face limited competition to acquire your ideal residence and can craft your offer to purchase accordingly. On the other hand, if the housing market favors sellers, you may need to submit an offer to purchase at or above a seller's initial asking price to secure your dream home.

Take a close look at the housing market and analyze market data. Then, you can differentiate a buyer's market from a seller's market and determine how much to offer for a house.

2. Weigh a House's Pros and Cons

A home has its strengths and weaknesses, and as a property buyer, you should dedicate time and resources to learn about all aspects of a residence. By doing so, you can determine whether a residence is right for you and submit an offer to purchase based on a house's age and condition.

Consider any home repairs that may need to be completed as well. If you understand the costs of potential home improvements, you can craft an offer to purchase that accounts for these tasks.

3. Collaborate with a Real Estate Agent

Submitting a competitive offer to purchase sometimes can be difficult for experienced and first-time homebuyers alike. Fortunately, if you work with a real estate agent, you can get the help you need to create an aggressive offer to purchase.

A real estate agent understands the ins and outs of buying a house and can offer expert insights into the property buying journey. He or she will teach you about the real estate market and respond to your homebuying concerns or questions. In addition, a real estate agent will help you find your dream home, set up house showings and keep you informed about residences that become available and fit your homebuying criteria.

Furthermore, a real estate agent can provide in-depth housing market data and insights. He or she ultimately can help you take the guesswork out of crafting a competitive homebuying proposal. And as a result, a real estate agent will do everything possible to ensure your offer to purchase matches a seller's expectations.

Ready to submit an offer to purchase your dream residence? Take advantage of the aforementioned tips, and you can bolster your chances of acquiring your ideal residence in the foreseeable future.




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